InComm Benefits3.3.2 - App Store

Automated and AI-powered spending accounts - including HSA, FSA, HRA and Commuter.

Simplified user experience with a mobile app that handles all the details for you. Manage multiple accounts together on one card and easily track expenses and store receipts.

New technology allows the debit card to find which products are eligible and which are not - right when you swipe the card. From there it easily pulls eligible costs from the HSA and ineligible costs from a backup account like your checking account. You don't even have to know what was eligible beforehand - no more missed expenses!
Plus, with Incomm’s AI-driven platform, you can uncover HSA eligible expenses you would have missed!
Don’t have the funds up front? No problem. Spend first and contribute to your account later.
The InComm Benefits mobile app features include:
- Secure access to all your benefit spending account balances and transaction history.
- Receive notifications and view details of all your debit card transactions.
- Safely link your external bank account for simplified expense reimbursements.
- Create and manage your claims for out-of-pocket expenses, including uploading supporting documents using your device’s camera or gallery.
- Manage your debit card, including requesting additional cards for family members.
- Open and manage an HSA investment account.
- Access to fast and friendly customer support.

InComm Benefits supports benefit spending accounts through employer sponsored benefits programs.

InComm Benefits is a financial technology company, not an FDIC-insured bank. Banking services are provided by Coastal Community Bank, Member FDIC. The InComm Visa (R) Debit Card is issued by Coastal Community Bank pursuant to a license from Visa U.S.A. Inc. InComm spending accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met.

Investment products are provided by Devenir Group LLC. Investment products are not insured by Coastal Community Bank, the FDIC, or any Federal Government Agency, are not a deposit, and may lose value.

Version History - Added certification logs for WCAG 2.1 AA ADA certification
- Bug fixes and minor improvements 3.3.2 Oct 7 - Introducing a new ‘Shop’ experience for HSA users that directly connects them into CVS to shop for eligible items
- Bug fixes and minor improvements 3.3.1 Sep 16 - Updated the login experience to enhance security and support compliance requirements
- Bug fixes and minor improvements 3.3.0 Sep 9 - Returns will now show in the transaction roster
- Bug fixes and minor improvements 3.2.1 Aug 19 - FSA-only account holders can now enjoy a streamlined, automated experience for submitting manual claims
- Bug fixes and minor improvements 3.2.0 Aug 5 New with this release:
• Bug fixes and minor improvements 3.1.2 Jun 24 New with this release:
• FSA and HRA users now can opt in to receive SMS notifications for account related alerts
• Bug fixes and minor improvements 3.1.1 Jun 10 New with this release:
- Give HSA users the option for check reimbursement if they cannot connect their bank account
- Require a $5 minimum transfer on recurring investments
- Bug fixes and minor improvements 3.1.0 May 27 New with this release:
• Enable members with a mid-year plan change for HRA or Commuter to successfully view those changes within the app
• Bug fixes and minor improvements 3.0.9 May 14 New with this release:
· Differentiate between employer and employee contributions from payroll when viewing a list of contributions
· Bug fixes and minor improvements 3.0.8 Apr 29 New with this release:
· Bug fixes and minor improvements 3.0.7 Apr 15 New with this release:
· Add the ability for members to request a new card with the same account number
· Bug fixes and minor improvements 3.0.6 Apr 1 New with this release:
· Bug fixes and minor improvements 3.0.5 Mar 18 New with this release:
· Improved documentation requirements screen for each plan type
· Bug fixes and minor improvements 3.0.4 Mar 5 · Bug fixes and minor improvements 3.0.3 Feb 18 · Bug fixes and minor improvements 3.0.2 Jan 28 · Bug fixes and minor improvements 3.0.1 Jan 19 - Bug fixes and minor improvements 2.6.2 12/11/2025 · Implementation of two new plan types: HRA and Commuter
· Backend updates
· Bug fixes and minor improvements 2.6.1 11/19/2025 · Introducing a new Online Knowledgebase added to the 'Help & Support' section, offering easy access to FAQs and Articles for all your essential and detailed questions
· Bug fixes and minor improvements 2.6.0 11/06/2025 · Added a new ‘Help & Support’ section in the app and a new live chat feature
· Bug fixes and minor improvements 2.5.4 10/15/2025 Bug fixes and minor improvements 2.5.3 09/17/2025 · Accumulated expenses amount for users in Spend Now, Contribute Later mode are shown on the Account Optimization screen
· Bug fixes and minor improvements 2.5.2 08/28/2025 · Users can now optimize their HSA to better align with their specific HSA goals, helping them maximize their benefits
· Improved messaging around submitting optional documentation for HSA
· Improved messaging on navigating investments
· Bug fixes and minor improvements 2.5.1 07/16/2025 Bug fixes and minor improvements 2.4.2 06/05/2025